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Stripe is how customer payments reach your bank account. Until it is connected, a Finish setting up your business card sits at the top of your Dashboard. Start there, or go to Settings › Business, which only the business owner can open. Set your Country and Currency, then select Link account to add your business and bank details with Stripe.
Your country and currency are set when the Stripe account is created. Contact support to change them, and do it before you finish onboarding.
Until Stripe is connected, your business can create one store, and customers cannot check out.
The Dashboard with the Finish setting up your business card, showing Country and Currency selectors above a Link account button
Finishing the Stripe form does not unlock everything instantly. It takes a few minutes to process, and the banner across the top stays until it has.
Once connected, Settings › Business is where you manage the Stripe account.