> ## Documentation Index > Fetch the complete documentation index at: https://itemstores.com/help/llms.txt > Use this file to discover all available pages before exploring further. # Surcharges > Add a surcharge to credit card payments Only the business owner and admins can open this page. It appears once Stripe is connected. ## Turn on credit card surcharging Turn on **Credit card surcharging**. The terms open first. Check all six items, then select **Accept and turn on**. You are responsible for complying with surcharging laws and card network rules. The Credit card surcharging terms dialog with its six checkboxes and the Accept and turn on button Then set **Credit card surcharge rate (%)**, up to 3%, and select **Save**. The rate field unlocks once surcharging is on. Settings › Surcharges with Credit card surcharging on and the rate set to 3 Only credit cards are surcharged. Debit and prepaid cards never are. Where a state or province limits or bans surcharges, the rate is lowered or removed automatically. The list sits under the rate field. ## What customers see Once a customer enters a credit card, checkout shows the surcharge as its own line with its rate, and "Credit cards carry a 3% surcharge." above the pay button. The receipt lists it separately too. Storefront view: the checkout summary with a Credit card surcharge line at 3% above Tax ## When the terms change When the terms are updated, surcharges stop until you accept them again. Select **Review terms** on this page. This documentation is built and hosted on [Mintlify](https://mintlify.com), a developer documentation platform.